Not to go POL...

zero sympathy for whatever you have to pay. It's like $30-$35? ###. You should be lucky it's that low. Freaking be responsible, or GTFO as far as I'm concerned. There's no excuse.

And here's the kicker, we make too much money on stupid people. A LARGE percentage of the American economy comes from people being stupid, and paying for it. If we normalize dumb/irresponsible behavior, then that's more money to be made. ####, make it $100 every time as far as I'm concerned. Maybe $200. Close the #### account after three strikes in 10 years or something.

When did people not only start being reprobates, but also expecting to be catered to in that regard? It's like my son. We are literally fighting with his high school. See, today those things called "due dates" for assignments, well, that's a mere suggestion. If you're late, just ask, and you can turn it in late. Get a bad grade? No sweat, you can retake any test. Just pisses me off.

You don't get second chances in life. You don't get flexible due dates.

aerozeptallica

Heisman Winner [78670]

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Joined: 2003

With card use and how quickly things can update these days I don't see how

Dec 16, 2024, 3:30 PM

over drafting is really still a thing, but it must be. The fees for it are ridiculous though. Yes, individuals need to be responsible, but Imagine if you will a joint account. Person 1 stops and get something unexpected while person 2, who is better with the money but still not great, goes and does 3-4 errands that would have all been fine. Next thing you know this couple is $140 in the hole off a simple mistake.

That is a huge hit to households that are in danger of overdrawing an account. So, force the fees lower so the banks don't just sit back and count cash. After some time they will figure out a way to prevent the overdrafts on their end and merchants won't be stuck holding the bag. It is really very simple.

BUT...

then banks stop making as much money and stop paying the bottom of the org chart. These people get poorer and can't afford as much thus the merchants hurt and we have a recession.

Real solution, make being a billionaire a bit less appealing, reward corporations that give higher percentage raises to the bottom of the org chart, get these poor people to borrow more money in traditional ways, banks still get to make money.

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So much of our economy runs on this type of stuff.

As far as I'm concerned, if you overdraft your bank account I have

If we really cared about exploiting poor dumb people we'd have a much smaller

Don't forget about the lottery.***

I agree, I think sports betting

After post this I put $100 down on Tigers winning the Natty.

I mean, you aren't wrong, not all of us have the cash to

Or have five seats in TDS.

Again, you're not wrong, but I will only go if you can

Not to also go POL but...

This is just as bad as wanting to cap credit card interest rates.

Its like we want to reward people for being irresponsible

So the typical fee goes from $35 to $5

Re: So much of our economy runs on this type of stuff.

I know your post was a poor attempt at humor but the technology is there to

Re: I know your post was a poor attempt at humor but the technology is there to

With card use and how quickly things can update these days I don't see how

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