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Replies: 32
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All-In [40872]
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I signed my company up for obamacare today
Apr 2, 2014, 8:49 PM
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the cost was $1836 per employee per year more than what we were paying, but lower co-pays and lower deductibles. I always knew they were lying to us when they told us it would be cheaper...oh well.
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Heisman Winner [111381]
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Re: I signed my company up for obamacare today
Apr 2, 2014, 8:52 PM
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that is because you are in a state that fought the law tooth an nail. In California you can almost get a bronze plan for $2000 a year. And wasn't the deadline 3 days ago? Why today?
Message was edited by: Tigerbalm1®
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All-TigerNet [11626]
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Re: I signed my company up for obamacare today
Apr 2, 2014, 9:12 PM
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Lol. What's the unsubsidized cost?
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Heisman Winner [111381]
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Re: I signed my company up for obamacare today
Apr 2, 2014, 11:02 PM
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about 2200
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All-TigerNet [11626]
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Re: I signed my company up for obamacare today
Apr 3, 2014, 7:47 AM
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Post up your plan.
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All-In [31847]
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He has absolutely no idea what he's talking about.***
Apr 3, 2014, 10:24 AM
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All-In [31847]
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Check that....he's talking about bronze single plans....
Apr 3, 2014, 10:33 AM
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probably.
May be in the range of $2200 per year premium, but the plan has pretty high deductibles, etc...
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All-In [31847]
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Heisman Winner [111381]
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Re: You don't really believe that, do you?***
Apr 2, 2014, 11:02 PM
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uh, yes, cause I was living in CA when I bought my plan
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All-In [31847]
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So you think that the insurance premium for a bronze....
Apr 3, 2014, 10:16 AM
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plan costs $2000/yr?
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All-TigerNet [10149]
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Balm, why should that matter? I don't agree with the logic.
Apr 2, 2014, 10:46 PM
[ in reply to Re: I signed my company up for obamacare today ] |
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The gov't is acting like a bunch of immature bed wetters.
Should that really matter to the residence of the state? If policy makers are butthurt because some folks thought it was a bad idea in NC then they are in the wrong business!
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Heisman Winner [111381]
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Re: Balm, why should that matter? I don't agree with the logic.
Apr 2, 2014, 11:03 PM
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yes it matters which state, the exchanges are conrolled byt the states, something republicans wanted. The entire law was one giant concession to the conservatives, yet they act like it is poison.
Bottom line is the republican governors are blocking the law in their own states which limits the competition between carriers and reduces the number of participants, resulting in higher premiums. Then they turn and say, "you see, we told you it was a bad idea".
at some point providing affordable healthcare should be the priority, not brinkmanship.
But keep on acting like we would have not ended up with the exact same thing under Romney or McCain. This entire thing has been about politics and not the merits of the law itself. The GOP has yet to introduce one single idea that is any different than what we have now, with the exception of being able to purchase plans across state lines.
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All-TigerNet [11208]
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One side coming up with a bad idea won't make the other
Apr 2, 2014, 11:46 PM
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side's idea look any better. As you say, it's the same BAD idea.
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Heisman Winner [111381]
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Re: One side coming up with a bad idea won't make the other
Apr 3, 2014, 2:28 AM
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agree, but the ACA is still better than the train wreck we had before the reform. The pure progressive alternative would have been single payer, but that would have been an anual 600 billion dollar hit to the economy and several hundred thousand jobs lost in the insurance industry. No politician in their right mind would put themselves in that position, despite it saving tax payers 100's of billions a year.
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110%er [9085]
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So socialized medicine is better than free market? just askn***
Apr 3, 2014, 8:58 AM
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Rock Defender [53]
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single payer does not = socialized
Apr 3, 2014, 9:09 AM
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it's actually probably a more pure form of free market. And would cut a ton of corporate fat out of healthcare costs.
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110%er [9085]
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What countries have single payer & what is the quality of
Apr 3, 2014, 9:31 AM
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their health care system? tia
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Rock Defender [53]
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I don't know the answer to your question
Apr 3, 2014, 9:38 AM
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But single payer does not automatically mean socialist either.
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110%er [9085]
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Rock Defender [53]
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Agreed. What's worse IMO is that health care providers
Apr 3, 2014, 10:11 AM
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regularly charge MORE to insurance companies than they do to a person with no insurance paying cash. Make sense of that.
I understand there is probably some cost associated with filing an insurance claim...should be a flat $50 or whatever.
Many places will give a huge percentage discount (say 25%) for paying cash.
Shopping around is made nearly impossible due to timing and different opinions on care. There should come a day I hope where you can break and arm and quickly shop (online/app) or receive bids on wait times and costs.
Example:
Place A the wait time is 25 minutes and would cost $900.
Place B the wait time is 100 minutes and cost is $1300.
Place C the wait time is 10 minutes and cost is $1050
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Rock Defender [53]
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Also, I would venture to say (and I am no expert on this)
Apr 3, 2014, 10:13 AM
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that our (US) standard of care and life expectancy are among tops in the world. Not sure what to credit that to, but I don't think comparing other systems to ours with respect to "quality of care" is fair. Mainly because I think we will maintain a certain quality of care because America and because of many other factors in other places that we don't have to deal with here. And because 1st world.
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110%er [9085]
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All-TigerNet [10149]
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Re: Balm, why should that matter? I don't agree with the logic.
Apr 3, 2014, 12:39 PM
[ in reply to Re: Balm, why should that matter? I don't agree with the logic. ] |
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I think Ryan has a plan or tried to introduce a plan. Water under the bridge, because democrats will not take a serious look. And obama would rather sleep with hilary than implement decent ideas from the forbidden fruit.
I still think it is childlike to penalize a state. I didn't set the policy and neither did my neighbors. Though I think it's a bad plan. Since when does it make sense to pass a large bill without understanding the ramifications. Even Bill believes that's bassackwards.
Can you believe Pelosi would announce publicly that we need to pass the health care bill so we can learn what it is. Crazy b!tch!
Oh well, it looks like we are stuck with another bureaucratic mess.
Let's hope they can fix it before too long.
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All-In [40872]
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The deadline had nothing to do with it. It came time to
Apr 3, 2014, 2:10 AM
[ in reply to Re: I signed my company up for obamacare today ] |
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renew and the platinum was the closest to what we already had except we had to add dental. It's about $1520 per employee per month, families included
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Oculus Spirit [81628]
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If you raise the co-pay & deductible does it lower the
Apr 2, 2014, 9:06 PM
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premium?
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Heisman Winner [111381]
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Re: If you raise the co-pay & deductible does it lower the
Apr 2, 2014, 11:24 PM
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we might as compare apples to apples to the entire policy while we are at it. Did their old plan have caps, limits in coverage, the ability to drop you? The fact that they dropped their old policy in favor of the state exchange sort of tells me that it was not up to the new minimum standards to begin with.
And had Govenor McCrory not cockblocked the law, his rates would have been a lot lower.
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All-TigerNet [11208]
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Pure, unadulterated speculation.***
Apr 2, 2014, 11:47 PM
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Rock Defender [53]
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Can't you read? He said cockblocked. That means it is
Apr 3, 2014, 8:39 AM
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legit. hth.
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All-In [40872]
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yes, and that would definitely pay off for me
Apr 3, 2014, 2:17 AM
[ in reply to If you raise the co-pay & deductible does it lower the ] |
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I would come out better if I paid the additional co-pay and deductibles. The problem is that employees are trained to think it costs 10 bucks to see a doctor or 20 bucks to see a specialist. I might still offer them that option.
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Oculus Spirit [81628]
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Those are some great co-pays!
Apr 3, 2014, 7:57 AM
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I was just wondering since you said the premium went up but the co-pay and deductible was lowered. Didn't know if you could equalize the co-pay and deductible and see what the premium was, because that would've been the fair comparison.
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All-TigerNet [11019]
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At epic, we paid $42.95/mo for insurance.
Apr 3, 2014, 9:02 AM
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No co-pays, no deductibles, no prescription costs.
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All-In [31847]
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After we got notice that our rates were going up 85%....
Apr 2, 2014, 9:29 PM
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we looked at the obamacare gold plan, which had about the same premiums as our current plan, but higher deductibles and not quite as good coverage for certain things. Where our factory is located, there were only 2 docs accepting the plan and the closest hospital was 45min-1hour away.
Luckily, US Healthcare lost the contract for the state of GA and they were hungry. We were able to get a plan with them at about the same premiums, but our co-pays and deductibles doubled. Unfortunately, we're assuming we'll have to take some kind of hit again next year. Going to be a tough hit for our hourly production workers, but better than we thought it was going to be after we got the renewal notice from our current carrier.
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All-In [34533]
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Thank You Barry Soetoro!!***
Apr 2, 2014, 10:08 PM
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