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Topic: Healthcare question
Replies: 11   Last Post: Jan 14, 2021, 9:18 PM by: NC_Tiger_
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Replies: 11  

Healthcare question

[2]
Posted: Jan 14, 2021, 2:32 PM
    Reply

I don't know as much about healthcare dynamics as I should, but...

shouldn't all US citizens have access to healthcare? Similar to every citizen having the right to police protection, access to education, and others. I would assume you can still have private healthcare.

I have no problem paying something extra to provide that, just like we do with other services.

I just assumed that was the humane thing to do as a civilization.

I know there is always been pushback from the right, but I just want to learn more about that.

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Everyone DOES have access to healthcare

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Posted: Jan 14, 2021, 2:40 PM
    Reply

Go to an ER and they will treat every single sick human being who goes.

And we do pay. There are non-payers who are just broke (most are on medicaid, and/or qualify for it). Then there are people with health insurance. Then there are payers who pay the full amount. The hospitals offset the low medicaid/care payments, and the non-payers, by charging insurance companies and those with insurance more, and then more even for full payers. Then you pay your taxes and that fills in the medicare/aid part.

Not an ideal system, but it works.

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^^^ What he said***


Posted: Jan 14, 2021, 2:50 PM
    Reply



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MauldinT, where are you???


How does it work for someone without insurance


Posted: Jan 14, 2021, 3:56 PM
    Reply

gets a cancer diagnosis (or another serious condition)? Would they, or even someone with Medicaid/care, receive the same level of care as someone with private insurance? A lot of conflicting info out there...and I’m not baiting you...honestly just throwing this out there for discussion.

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Re: How does it work for someone without insurance


Posted: Jan 14, 2021, 8:15 PM
    Reply

A few things that could be done about healthcare without breaking the country and to maintain quality of care. 1) For people under a certain income level and certain asset level, the tax payers will pay for medical expenses. Related to this there would be clinics that would treat low income people for basic needs (colds, resp infections, flu shots, etc). The government would pay for your medical school if you commit to working at one of these clinics for so many years for xx amount of dollars (which would be less than what you would normally make as a general practitioner). Patients would be referred out of the clinic for more serious medical issues. 2) Middle Income people will need to buy insurance. If your insurance doesn't completely cover a procedure that would wipe you out financially, then based on your income and non retirement assets you would qualify for some to most of your bill being paid for by tax payers. 3) If you are wealthy, then you can go the insurance route or self insure.
That's pretty simplistic, but some of my thoughts on healthcare.

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Re: How does it work for someone without insurance


Posted: Jan 14, 2021, 9:10 PM
    Reply

That’s pretty much what we have now except for the govt picking up a catastrophic cost for the middle class.

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Re: Everyone DOES have access to healthcare


Posted: Jan 14, 2021, 5:49 PM
    Reply

Tiggety,

not ideal is a bit of an understatement.

Dozens of other industrialized countries provide better healthcare for their people and at less expense.

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Re: Everyone DOES have access to healthcare


Posted: Jan 14, 2021, 9:08 PM
    Reply

Yeah, tiny little countries who have a culture of not being obese. Far less bureaucracy because of the size and much less expensive because the people are smarter than Americans in this area.

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Re: Healthcare question


Posted: Jan 14, 2021, 5:47 PM
    Reply

Nope TD,

You are spot on. There are some complex issues to be discussed as to how to get from where we are to where we should be, but the essence is just as you have stated. In a truly civilized country, everyone should have adequate public healthcare. Dozens of other industrialized countries manage to do it - with less expense and better results.

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Re: Healthcare question


Posted: Jan 14, 2021, 9:02 PM
    Reply

What happens is that if you don't have insurance, you can get denied access to diagnostic tests, which can cause you to die if a serious illness does not get diagnosed in time.

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Re: Healthcare question


Posted: Jan 14, 2021, 9:18 PM
    Reply

Yes, but the fear of dying should motivate the individual to quit being a leech on society and take care of themselves and not make me pay for it.

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Re: Healthcare question


Posted: Jan 14, 2021, 9:16 PM
    Reply

This question "shouldn't all US citizens have access to healthcare" is a philosophical issue.

One point of view asks why stop at health care? Shouldn't all citizens have an iPhone (with unlimited data) and 3 meals/day? How about a home with heat and AC? Or maybe a home where each person has their own bathroom - wouldn't that be nice? Do you want to deny citizens the benefit of bathing and dressing in privacy?

The more the country gives to people, the less the people are interested in doing for themselves. The USA has already gone way too far in freebies. There are entire generations of citizens who have never had a job - they live 100% off the government. And their kids will - and their kids will. The way this cycle of dependence happens is by using the logic and rationale that led you to ask the question above.

I like the philosophy that says...get your a$$ to school, don't #### up, don't do drugs, do your homework, graduate, enter the workforce, be responsible, and get a job that provides insurance.

Make the system encourage individual responsibility instead of the opposite.

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